#特朗普允许401(k)投资加密货币#

Trump allows 401(k) to buy coins, BTC and ETH are smiling with "pension" wrinkles.
The U.S. 401(k) retirement plan, which was originally synonymous with conservative investments, has now "come out of the closet" overnight under Trump's executive order, allowing direct investment in cryptocurrencies—this is practically handing money to BTC and ETH.
The logic behind this is clear: cryptocurrency assets have become standard among young investors, but traditional pensions have long been insulated from them. Now that restrictions are lifted, it not only means new capital inflow but also a significant increase in institutional recognition.
Don't underestimate this symbolic significance; the confidence in the capital market is largely built on institutional signals. Once pension funds can buy cryptocurrencies, more traditional institutions such as insurance funds and university endowments may follow suit—this is the snowball effect.
Of course, reality will be more nuanced. The management party 401(k) may first test the waters with a small percentage, such as 1%-3%, and will choose the most leading and relatively controllable targets (BTC, ETH). This will allow leading cryptocurrencies to enjoy a stable "bottom buying" in the coming years.
In terms of risk, retirement accounts may face public opinion pressure during a bear market, and the phrase "retirement funds going down the drain" will become a political controversy. In other words, this policy can both create bulls and may also be backfired by a bear market.
In summary: Trump's recent actions have provided a long-term lifeline for BTC and ETH - but the chef is the market, and whether it's steak or instant noodles being served is still uncertain.