In the current business environment, financing is crucial for many enterprises, but the traditional financial system has many pain points, such as slow auditing, high entry barriers, cumbersome procedures, and obvious regional restrictions. However, an emerging financial model is reshaping this field.



This innovative model allows borrowers to obtain loans based on actual predictable cash flows (such as accounts receivable, subscription income, or salary income). This 'income-based financing' method can significantly accelerate the approval process, mainly because credit assessments and loan disbursements are executed through smart contracts on the blockchain, ensuring data transparency and immutability.

For capital providers, this model offers a more robust investment opportunity. Compared to the highly volatile crypto assets, the cash flow volatility in the real world is lower, risks are easier to assess, and it can also provide more stable returns.

The value of this innovative financing model lies not only in improving efficiency but more importantly, in breaking the geographical limitations of traditional finance. For example, a freelancer in Africa can completely obtain loans from global investors based on their income records through this method, without being restricted by the local banking credit system. This truly embodies the concept of financial inclusion.

This new financing model gives us a clear signal that Web3 finance is moving towards 'practicality'. Technology is no longer just a conceptual level but has become a powerful tool to effectively improve real life. It demonstrates how blockchain technology can be practically applied to solve real-world financial problems, providing more flexible and inclusive financing options for businesses and individuals globally.
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ApeWithNoFearvip
· 08-09 04:41
Encryption retail investor Lazy Web3 adventurer

Why do I feel it's another bubble?
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MrDecodervip
· 08-09 04:28
Nothing is fresh, just reheated leftovers.
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ForkThisDAOvip
· 08-09 04:24
Can't see where it's practical, it's all concepts.
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DuckFluffvip
· 08-09 04:23
Blockchain is having a feast! Stamp it.
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